Material Description

This resource is a financial calculator that students may use in a finance portion of a mathematics class, a mathematics portion of a business or finance class, or wherever the user may find it useful.

The calculator can find future value and payment/deposit amount of a savings annuity. It can also find present value and withdrawal/payment amount of a payout annuity/loan.

Context for sharing:

The calculator allows students to more quickly solve contextual problems related to personal finance including loans, investments, and amortization, which provides more instruction time for deeper contextual problems.

Additional information about the resource:

The calculator is written in python, hosted by Streamlit, and may be copied and remixed through Github.

Additional links:

Calculator: https://mrozinski10-financial-calc-main-xv3ljm.streamlit.app/

Github: https://github.com/mrozinski10/Financial-Calc

This resource is a financial calculator that students may use in a finance portion of a mathematics class, a mathematics portion of a business or finance class, or wherever the user may find it useful. The calculator can find future value and payment/deposit amount of a savings annuity. It can also find present value and withdrawal/payment amount of a payout annuity/loan.

This course is an introduction to the economic theories of financial crises. It focuses on amplification mechanisms that exacerbate crises, such as leverage, fire sales, bank runs, interconnections, and complexity. It also analyzes the different perspectives on the origins of crises, such as mistaken beliefs and moral hazard, and discusses the optimal regulation of the financial system. The course draws upon examples from financial crises around the world, especially the recent subprime financial crisis.
14.09 is offered during the Independent Activities Period (IAP), which is a special 4-week term at MIT that runs from the first week of January until the end of the month.

Personal Finance for Indigenous and Non-Indigenous People

Short Description:
Financial Empowerment is designed for a single-semester introduction to financial planning and decision-making, in order to provide first and second-year students with the necessary financial literacy and skills needed to make sound financial decisions, assess financial risk, and achieve financial success. This textbook attempts to speak to the varied backgrounds, knowledge systems, and experiences of Indigenous and non-Indigenous Canadians by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from Elders, the Canadian financial system, and the economy.

Long Description:
Financial Empowerment is an adaptation of the openly licensed textbook Personal Finance, v. 1.0 which was adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License without attribution as requested by the work’s original creator or licensee and is available here: http://www.saylor.org/site/textbooks/.

The purpose of the Financial Empowerment adaptation is to take an accessible, student-focused, personal finance textbook from the United States and make it affordable and relevant for Indigenous and non-Indigenous people in Canada. While many mainstream Canadian personal finance texts provide excellent content in terms of the mechanics of personal finance, they are expensive and not always relevant to the values and experiences of students in the classroom. Many mainstream personal finance texts fall short for Indigenous Canadians and non-Indigenous Canadians alike because they do not speak to the varied backgrounds, knowledge systems, and experiences of their readers. This textbook was adapted in order to motivate a broad range of students to learn about personal finance.

The specific goals of this textbook are: to help students build a solid understanding of personal finance in order to achieve financial literacy and financial success by providing them with the skills and knowledge necessary to navigate short and long-term financial change; to tailor the content for a Canadian audience by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from the Canadian financial system and economy; to increase accessibility to financial education resources for students and general public alike regardless of where they live or study; to customize the content for Indigenous students in Canada and address student needs for practical and theoretical knowledge on financial decision-making and financial risk assessment; and to connect financial literacy with Indigenous Knowledge and history by threading Indigenous perspectives and interviews with Elders and other community leaders throughout the textbook.

Word Count: 143696

ISBN: 9780889775497

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

The idea of taking out loans can seem intimidating or counterproductive. But there are plenty of times when loans can come in handy. We’re not talking mortgage size loans here – loans don’t have to be for large amounts and they don’t have to be for tuition payments. Read on to learn how and when to use loans, and what may be the best options for you!

Once you have learned how to plan out your finances and how to make money, it’s time to learn how to save it.

In this section, learn about bank accounts, responsible spending, and ways to save money through reimbursements and fee waivers.

The best part of making money is being able to spend it! In this section, we will talk about spending money, and share some resources to help you make good spending decisions.

It is important to find a balance between the money you spend on necessities, the money you save, and the money you can spend on whatever you want. The easiest way to differentiate is by making a budget. A budget is a way for you to determine how much money you need to spend per month on necessities such as rent and food, decide how much you wish to save, and then understand how much money you have left over to spend.

Taxes can be a dry topic, but chances are that at some point, you’re going to have to file them! Read on for some tips and tricks regarding taxes that a typical young person must file.

Thompson Rivers University (TRU) has developed an OER in financial management consisting of 21 learning modules that can be used to teach courses in introductory and advanced financial management at the undergraduate and graduate levels as well as a course in business valuations. Each module consists of a detailed reading, presentation slides, learning problems, and answer keys. A number of case studies in areas such as financial statement analysis, financing planning, capital budgeting, and cost of capital are also included along with sample course outlines.

Faculty can select whatever modules they feel are needed to achieve the specific learning outcomes for a course. As OERs, faculty are also free to modify the readings, problems, or case studies so they better meet their needs and those of their students. These modules can be quickly imported into a learning management system such as Moodle or Blackboard to produce a challenging face-to-face or online learning experience.

With the rising cost of education, particularly textbooks, faculty are obligated to “adopt and adapt” OERs whenever possible to help their students.

Short Description:
Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today’s effective public servants need to know.

Long Description:
Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today’s effective public servants need to know. It starts “at the beginning” and assumes no prior knowledge or experience in financial management. Throughout the text, Kioko and Marlowe emphasize how financial information can and should inform every aspect of public sector strategy, from routine procurement decisions to budget preparation to program design to major new policy initiatives. They draw upon dozens of real-world examples, cases, and applied problems to bring that relationship between information and strategy to life. Unlike other public financial management texts, the authors also integrate foundational principles across the government, non-profit, and “hybrid/for-benefit” sectors. Coverage includes basic principles of accounting and financial reporting, preparing and analyzing financial statements, cost analysis, and the process and politics of budget preparation. The text also includes several large case studies appropriate for class discussion and/or graded assignments.

Word Count: 83676

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Advice for companies on picking partners to do business with in China. Kirk O. Hanson, executive director of the Markkula Center for Applied Ethics, interviews Stephan Rothlin, general secretary of the Center for International Business Ethics in Beijing

Randall Gausman, former CFO of Rae Systems, talks with Kirk O. Hanson, executive director of the Markkula Center for Applied Ethics, about the steps he took when he became aware of FCPA violations in a joint venture with China.

Word Count: 38420

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

An Essential Guide to Management Principles

Short Description:
The purpose of this book is to give the reader a foundational understanding of the four functions of management - planning, organizing, leading, and controlling. Additionally, the reader is equipped with the historical progression of management, ethical decision making, as well as an introduction to business strategy.

Word Count: 32388

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Second Edition

Word Count: 117719

Included H5P activities: 51

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Short Description:
FUNDAMENTALS OF BUSINESS, 3rd edition is an open education resource intended to serve as a no-cost, instructor-customizable primary text for one-semester undergraduate introductory business courses. It covers the following topics in business: Teamwork; economics; ethics; entrepreneurship; business ownership, management, and leadership; organizational structures and operations management; human resources and motivating employees; managing in labor union contexts; marketing and pricing strategy; hospitality and tourism, accounting and finance, and personal finances. The textbook was adapted for use in Virginia Tech’s Pamplin College of Business' introductory level business course, MGT1104 Foundations of Business.NewParaVirginia Tech Publishing

Word Count: 120320

Included H5P activities: 51

ISBN: 978-1-949373-87-5

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

7. Brave New World - Future of Work and Automation

The trifecta of globalization, urbanization and digitization have created new opportunities and challenges across our nation, cities, boroughs and urban centers. Cities are in a unique position at the center of commerce and technology becoming hubs for innovation and practical application of emerging technology. In this rapidly changing 24/7 digitized world, city governments worldwide are leveraging innovation and technology to become more effective, efficient, transparent and to be able to better plan for and anticipate the needs of its citizens, businesses and community organizations. This class will provide the framework for how cities and communities can become smarter and more accessible with technology and more connected.

The course will focus primarily on contemporary discourses concerning gender inequality. Most of the readings assigned will be recent articles published in U.S. and British media capturing the latest thinking and research on gender inequality in the workplace. The class will be highly interactive combining case studies, videos, debates, guest speakers, and in-class simulations.

This course will provide students with an analytic framework to understand the roles that gender, race, and class play in defining and determining access to leadership and power in the U.S., especially in the context of the workplace. We will explore women and men in leadership positions within the corporate, political and non-profit sectors, with attention to the roles of women of color and immigrant women within this context. We will also look at specific policies such as affirmative action, parental leave, child-care policy, and working-time policies and the role they play–or could play–in achieving parity. We will further investigate ways in which these policies address gender, racial, and class inequities, and think critically about mechanisms for change. The course will be highly interactive, and will combine texts, theater, videos and visual arts.

We often face investment decisions, whether in our personal lives or our jobs. Investment projects involve payments at different times in a project's life. Capital costs are usually paid at early stages, but revenue is generated in the future. Time affects the value of money, and these values can't be compared directly. In EME 460, Geo-Resources Evaluation and Investment Analysis, we will learn methods to evaluate investment projects. The objective of the course is to ensure students learn the techniques used in geo-resource project evaluation, cash flow, net present value, and rate of return analysis; benefit cost ratio and payback period; interest rate and break even calculations; tax considerations, mutually exclusive projects evaluation, uncertainty and risks, depreciation, and loan calculations.