Description
- Overview:
- Modeling Our World with Mathematics Unit 4: Finances for Life Topic 3 - Business
- Subject:
- Mathematics
- Level:
- High School
- Material Type:
- Module
- Author:
- Hannah Hynes-Petty, Washington OSPI OER Project, Washington OSPI Mathematics Department, Arlene Crum
- Date Added:
- 11/20/2020
- License:
- Creative Commons Attribution Non-Commercial
- Language:
- English
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Standards
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Learning Domain: Credit and Debt
Standard: Compare the cost of borrowing $1,000 by means of different consumer credit options
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Compare various types of student loans (public and private) as a means of paying for postsecondary education
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explore alternatives to loans such as educational laddering opportunities (ie, acquiring skills incrementally as a person moves along their career path) as a means of paying for postsecondary education
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify how credit card grace periods, methods of interest calculation (eg, annual percentage rate), and fees affect borrowing costs
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Give examples of permissible uses of a credit report other than granting credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify the primary organizations that maintain and provide consumer credit records
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: List the information in a credit report and how long it is retained
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain the rights that people have to examine their credit reports (eg, free annual credit report)
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify ways that a negative credit report can affect a consumer’s options
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: List the process of disputing inaccurate credit report data
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify factors that affect a particular credit scoring system
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Report how a credit score affects creditworthiness and the cost of credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Investigate how student loan obligations differ from other kinds of debt
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: List the types of information needed when applying for a credit card
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Compare the total cost of reducing a credit card balance to zero with minimum payments versus above-minimum payments, all other terms being equal and no further purchases being made
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify loan options for paying for a major purchase
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Investigate alternatives to loans as a means of paying for postsecondary education, including scholarships and grants
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Analyze the costs, benefits, and impact of investment in post-high school education by career option
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain the effect of debt on net worth
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify online information about the Fair Credit Reporting Act
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain the importance of credit reports to borrowers and to lenders
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain how credit card grace periods, methods of interest calculation (eg, annual percentage rate) and fees affect borrowing costs
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain the usefulness of credit reports to borrowers and to lenders
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Give examples of permissible uses of a credit report other than granting credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify the primary organizations that maintain and provide consumer credit records
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Categorize the information in a credit report and how long it is retained
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Investigate ways that a negative credit report can affect a consumer’s options
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Outline the process of disputing inaccurate credit report data
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Summarize factors that affect a particular credit scoring system
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Predict how a credit score affects creditworthiness and the cost of credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Develop a personal financial plan to manage debt, including working directly with lenders
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Examine or research the types of services that financial institutions or consumer credit counseling agencies offer for debt restructuring
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Categorize the types of information needed when applying for credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Investigate the purpose of bankruptcy and its possible negative effects on assets, employability, and credit cost and availability
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Investigate how student loan obligations differ from other kinds of debt
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Summarize online information about the Equal Credit Opportunity Act
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Research online information about consumer credit rights available from the Federal Trade Commission
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Give examples of how the Consumer Financial Protection Bureau protects borrowers and provides information about credit issues
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Research state agencies with responsibility for consumer protection
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Describe debtors’ and creditors’ rights related to wage garnishment and repossession when an overdue debt is not paid
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Give examples of legal, illegal, and fraudulent debt collection practices covered by the Fair Debt Collection Practices Act
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Illustrate the total cost of reducing a credit card balance to zero with minimum payments versus above-minimum payments, all other terms being equal and no further purchases being made
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Decide the most cost-effective loan option for paying for a car
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Compare alternatives to loans as a means of paying for postsecondary education
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Predict the potential consequences of deferred payment of student loans
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Differentiate between adjustable- and fixed-rate mortgages
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain the effect of debt on a person’s net worth
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Summarize online information about the Fair Credit Reporting Act
Degree of Alignment: Not Rated (0 users)
Learning Domain: Financial Decision-Making
Standard: Investigate sources of assistance in resolving consumer disputes
Degree of Alignment: Not Rated (0 users)
Learning Domain: Financial Decision-Making
Standard: Predict how inflation will affect the outcomes of financial decisions, as well as the price of goods and services
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain how debit cards differ from credit cards
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Calculate the total cost of repaying a loan under various rates of interest and over different periods
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Compare debit cards and credit cards
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain how the interest rate, compounding frequency, and loan length affect the cost of using credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Compare the total cost of repaying a loan under various rates of interest and over different periods
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Assess whether a specific purchase justifies the use of credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Summarize how the interest rate, compounding frequency, and loan length affect the cost of using credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Calculate the total cost of repaying a loan under various rates of interest and over different periods
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Discuss potential consequences of using “easy access” credit
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Explain how individuals use debt as an investment
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify indicators of excessive debt
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Predict possible consequences of excessive debt
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Recommend actions that a borrower could take to reduce or better manage excessive debt
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify various types of student loans (public and private) as a means of paying for postsecondary education
Degree of Alignment: Not Rated (0 users)
Learning Domain: Credit and Debt
Standard: Identify alternatives to loans as a means of paying for postsecondary education
Degree of Alignment: Not Rated (0 users)
Cluster: Interpret the structure of expressions.
Standard: Interpret expressions that represent a quantity in terms of its context.*
Degree of Alignment: Not Rated (0 users)
Cluster: Write expressions in equivalent forms to solve problems
Standard: Choose and produce an equivalent form of an expression to reveal and explain properties of the quantity represented by the expression.
Degree of Alignment: Not Rated (0 users)
Cluster: Create equations that describe numbers or relationship
Standard: Create equations that describe numbers or relationship. Create equations in two or more variables to represent relationships between quantities; graph equations on coordinate axes with labels and scales.*
Degree of Alignment: Not Rated (0 users)
Cluster: Create equations that describe numbers or relationship
Standard: Represent constraints by equations or inequalities, and by systems of equations and/or inequalities, and interpret solutions as viable or non-viable options in a modeling context. For example, represent inequalities describing nutritional and cost constraints on combinations of different foods.*
Degree of Alignment: Not Rated (0 users)
Cluster: Solve systems of equations
Standard: Solve systems of linear equations exactly and approximately (e.g., with graphs), focusing on pairs of linear equations in two variables.
Degree of Alignment: Not Rated (0 users)
Cluster: Solve systems of equations
Standard: Solve a simple system consisting of a linear equation and a quadratic equation in two variables algebraically and graphically. For example, find the points of intersection between the line y = –3x and the circle x^2 + y^2 = 3.
Degree of Alignment: Not Rated (0 users)
Cluster: Represent and solve equations and inequalities graphically
Standard: Understand that the graph of an equation in two variables is the set of all its solutions plotted in the coordinate plane, often forming a curve (which could be a line).
Degree of Alignment: Not Rated (0 users)
Cluster: Represent and solve equations and inequalities graphically
Standard: Explain why the x-coordinates of the points where the graphs of the equations y = f(x) and y = g(x) intersect are the solutions of the equation f(x) = g(x); find the solutions approximately, e.g., using technology to graph the functions, make tables of values, or find successive approximations. Include cases where f(x) and/or g(x) are linear, polynomial, rational, absolute value, exponential, and logarithmic functions.*
Degree of Alignment: Not Rated (0 users)
Cluster: Understand the concept of a function and use function notation.
Standard: Understand that a function from one set (called the domain) to another set (called the range) assigns to each element of the domain exactly one element of the range. If f is a function and x is an element of its domain, then f(x) denotes the output of f corresponding to the input x. The graph of f is the graph of the equation y = f(x).
Degree of Alignment: Not Rated (0 users)
Cluster: Understand the concept of a function and use function notation.
Standard: Use function notation, evaluate functions for inputs in their domains, and interpret statements that use function notation in terms of a context.
Degree of Alignment: Not Rated (0 users)
Cluster: Interpret functions that arise in applications in terms of the context
Standard: For a function that models a relationship between two quantities, interpret key features of graphs and tables in terms of the quantities, and sketch graphs showing key features given a verbal description of the relationship. Key features include: intercepts; intervals where the function is increasing, decreasing, positive, or negative; relative maximums and minimums; symmetries; end behavior; and periodicity.*
Degree of Alignment: Not Rated (0 users)
Cluster: Interpret functions that arise in applications in terms of the context
Standard: Relate the domain of a function to its graph and, where applicable, to the quantitative relationship it describes. For example, if the function h(n) gives the number of person-hours it takes to assemble n engines in a factory, then the positive integers would be an appropriate domain for the function.*
Degree of Alignment: Not Rated (0 users)
Cluster: Interpret functions that arise in applications in terms of the context
Standard: Calculate and interpret the average rate of change of a function (presented symbolically or as a table) over a specified interval. Estimate the rate of change from a graph.*
Degree of Alignment: Not Rated (0 users)
Cluster: Analyze functions using different representations
Standard: Graph functions expressed symbolically and show key features of the graph, by hand in simple cases and using technology for more complicated cases.*
Degree of Alignment: Not Rated (0 users)
Cluster: Build a function that models a relationship between two quantities
Standard: Write a function that describes a relationship between two quantities.*
Degree of Alignment: Not Rated (0 users)
Cluster: Construct and compare linear, quadratic, and exponential models and solve problems
Standard: Distinguish between situations that can be modeled with linear functions and with exponential functions.*
Degree of Alignment: Not Rated (0 users)
Cluster: Interpret expressions for functions in terms of the situation they model
Standard: Interpret the parameters in a linear or exponential function in terms of a context.*
Degree of Alignment: Not Rated (0 users)
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Tags (6)
- Modeling Our World With Mathematics
- Washington Office of Superintendent of Public Instruction
- FEPPP
- Financial Education Public Private Partnership
- wa-math
- wa-fels
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