Studies basic concepts of financial and managerial accounting. Viewpoint is that of the users of accounting information (especially managers) rather than the preparer (the accountant).

Material Description

This resource is a financial calculator that students may use in a finance portion of a mathematics class, a mathematics portion of a business or finance class, or wherever the user may find it useful.

The calculator can find future value and payment/deposit amount of a savings annuity. It can also find present value and withdrawal/payment amount of a payout annuity/loan.

Context for sharing:

The calculator allows students to more quickly solve contextual problems related to personal finance including loans, investments, and amortization, which provides more instruction time for deeper contextual problems.

Additional information about the resource:

The calculator is written in python, hosted by Streamlit, and may be copied and remixed through Github.

Additional links:

Calculator: https://mrozinski10-financial-calc-main-xv3ljm.streamlit.app/

Github: https://github.com/mrozinski10/Financial-Calc

This resource is a financial calculator that students may use in a finance portion of a mathematics class, a mathematics portion of a business or finance class, or wherever the user may find it useful. The calculator can find future value and payment/deposit amount of a savings annuity. It can also find present value and withdrawal/payment amount of a payout annuity/loan.

This course is an introduction to the economic theories of financial crises. It focuses on amplification mechanisms that exacerbate crises, such as leverage, fire sales, bank runs, interconnections, and complexity. It also analyzes the different perspectives on the origins of crises, such as mistaken beliefs and moral hazard, and discusses the optimal regulation of the financial system. The course draws upon examples from financial crises around the world, especially the recent subprime financial crisis.
14.09 is offered during the Independent Activities Period (IAP), which is a special 4-week term at MIT that runs from the first week of January until the end of the month.

Personal Finance

Short Description:
Financial Empowerment is designed for a single-semester introduction to financial planning and decision-making, in order to provide first and second-year students with the necessary financial literacy and skills needed to make sound financial decisions, assess financial risk, and achieve financial success. This textbook attempts to speak to the varied backgrounds, knowledge systems, and experiences of Canadians by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from Elders, the Canadian financial system, and the economy.

Long Description:
The purpose of the Financial Empowerment adaptation is to take an accessible, student-focused, personal finance textbook from the United States and make it affordable and relevant for students in Canada. While many mainstream Canadian personal finance texts provide excellent content in terms of the mechanics of personal finance, they are expensive and not always relevant to the values and experiences of students in the classroom. Many mainstream personal finance texts fall short for Indigenous Canadians and non-Indigenous Canadians alike because they do not speak to the varied backgrounds, knowledge systems, and experiences of their readers. This textbook was adapted in order to motivate a broad range of students to learn about personal finance.

The specific goals of this textbook are: to help students build a solid understanding of personal finance in order to achieve financial literacy and financial success by providing them with the skills and knowledge necessary to navigate short and long-term financial change; to tailor the content for a Canadian audience by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from the Canadian financial system and economy; to increase accessibility to financial education resources for students and general public alike regardless of where they live or study; to customize the content for Indigenous students in Canada and address student needs for practical and theoretical knowledge on financial decision-making and financial risk assessment; and to connect financial literacy with Indigenous Knowledge and history by threading Indigenous perspectives and interviews with Elders and other community leaders throughout the textbook.

Word Count: 143750

ISBN: 978-1-990641-83-1

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Personal Finance for Indigenous and Non-Indigenous People

Short Description:
Financial Empowerment is designed for a single-semester introduction to financial planning and decision-making, in order to provide first and second-year students with the necessary financial literacy and skills needed to make sound financial decisions, assess financial risk, and achieve financial success. This textbook attempts to speak to the varied backgrounds, knowledge systems, and experiences of Indigenous and non-Indigenous Canadians by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from Elders, the Canadian financial system, and the economy. Additional resources can be found at https://www.uregina.ca/oer-publishing/index.html.

Long Description:
Financial Empowerment is an adaptation of the openly licensed textbook Personal Finance, v. 1.0 which was adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License without attribution as requested by the work’s original creator or licensee and is available here: http://www.saylor.org/site/textbooks/.

The purpose of the Financial Empowerment adaptation is to take an accessible, student-focused, personal finance textbook from the United States and make it affordable and relevant for Indigenous and non-Indigenous people in Canada. While many mainstream Canadian personal finance texts provide excellent content in terms of the mechanics of personal finance, they are expensive and not always relevant to the values and experiences of students in the classroom. Many mainstream personal finance texts fall short for Indigenous Canadians and non-Indigenous Canadians alike because they do not speak to the varied backgrounds, knowledge systems, and experiences of their readers. This textbook was adapted in order to motivate a broad range of students to learn about personal finance.

The specific goals of this textbook are: to help students build a solid understanding of personal finance in order to achieve financial literacy and financial success by providing them with the skills and knowledge necessary to navigate short and long-term financial change; to tailor the content for a Canadian audience by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from the Canadian financial system and economy; to increase accessibility to financial education resources for students and general public alike regardless of where they live or study; to customize the content for Indigenous students in Canada and address student needs for practical and theoretical knowledge on financial decision-making and financial risk assessment; and to connect financial literacy with Indigenous Knowledge and history by threading Indigenous perspectives and interviews with Elders and other community leaders throughout the textbook.

Supplementary resources for this text include: PowerPoint slides Video Introduction

Word Count: 144364

ISBN: 9780889775497

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Personal Finance for Indigenous and Non-Indigenous People

Short Description:
Financial Empowerment is designed for a single-semester introduction to financial planning and decision-making, in order to provide first and second-year students with the necessary financial literacy and skills needed to make sound financial decisions, assess financial risk, and achieve financial success. This textbook attempts to speak to the varied backgrounds, knowledge systems, and experiences of Indigenous and non-Indigenous Canadians by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from Elders, the Canadian financial system, and the economy.

Long Description:
Financial Empowerment is an adaptation of the openly licensed textbook Personal Finance, v. 1.0 which was adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License without attribution as requested by the work’s original creator or licensee and is available here: http://www.saylor.org/site/textbooks/.

The purpose of the Financial Empowerment adaptation is to take an accessible, student-focused, personal finance textbook from the United States and make it affordable and relevant for Indigenous and non-Indigenous people in Canada. While many mainstream Canadian personal finance texts provide excellent content in terms of the mechanics of personal finance, they are expensive and not always relevant to the values and experiences of students in the classroom. Many mainstream personal finance texts fall short for Indigenous Canadians and non-Indigenous Canadians alike because they do not speak to the varied backgrounds, knowledge systems, and experiences of their readers. This textbook was adapted in order to motivate a broad range of students to learn about personal finance.

The specific goals of this textbook are: to help students build a solid understanding of personal finance in order to achieve financial literacy and financial success by providing them with the skills and knowledge necessary to navigate short and long-term financial change; to tailor the content for a Canadian audience by providing Indigenous and non-Indigenous perspectives on personal finance and financial planning using examples and information from the Canadian financial system and economy; to increase accessibility to financial education resources for students and general public alike regardless of where they live or study; to customize the content for Indigenous students in Canada and address student needs for practical and theoretical knowledge on financial decision-making and financial risk assessment; and to connect financial literacy with Indigenous Knowledge and history by threading Indigenous perspectives and interviews with Elders and other community leaders throughout the textbook.

Word Count: 143696

ISBN: 9780889775497

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Thompson Rivers University (TRU) has developed an OER in financial management consisting of 21 learning modules that can be used to teach courses in introductory and advanced financial management at the undergraduate and graduate levels as well as a course in business valuations. Each module consists of a detailed reading, presentation slides, learning problems, and answer keys. A number of case studies in areas such as financial statement analysis, financing planning, capital budgeting, and cost of capital are also included along with sample course outlines.

Faculty can select whatever modules they feel are needed to achieve the specific learning outcomes for a course. As OERs, faculty are also free to modify the readings, problems, or case studies so they better meet their needs and those of their students. These modules can be quickly imported into a learning management system such as Moodle or Blackboard to produce a challenging face-to-face or online learning experience.

With the rising cost of education, particularly textbooks, faculty are obligated to “adopt and adapt” OERs whenever possible to help their students.

Financial Statements & Present Value Models

Short Description:
This book is for those whose financial management focus is on small businesses. For you, we adapt the traditional financial management themes emphasized in corporate financial management courses to meet the needs of small businesses.

Long Description:
This book is for those whose financial management focus is on small businesses. For you, we adapt the traditional financial management themes emphasized in corporate financial management courses to meet the needs of small businesses.

Many financial managers of small businesses come from farms or agribusinesses. Others are interested in working for or starting businesses in the food or retail sectors. In most cases, these businesses aren’t organized as C-corporations impacting things like taxes, depreciation, and legal requirements around compiling and reporting financial data. They are rarely publicly traded which creates unique constraints to raising debt and equity capital and calculating required risk-adjusted returns.

These financial managers are interested in solving specific problems they face in family or small businesses. They want to know how to apply the tools they are learning—coordinated financial statement analysis, present value analysis, management of cash flow, measuring their opportunity costs, etc.—to the problems they face at home. As we started to work on the actual problems faced by these managers, it quickly became clear that corporate finance tools don’t exactly fit the small businesses they come from. Further, in attempting to tackle the problems they bring, we learned that finding and/or constructing the data needed for financial management is another skill set often overlooked and in need of development. In the end, after investing a lot of time, we found that—without adaptation—corporate finance theory as traditionally taught doesn’t meet the knowledge needs and application skills of financial managers of small businesses. We wrote this book to be a catalyst that enables students and managers of small businesses to learn the tools and skill sets that will help them make sound financial management decisions.

Word Count: 163818

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Financial Statements & Present Value Models

Short Description:
This book is for those whose financial management focus is on small businesses. For you, we adapt the traditional financial management themes emphasized in corporate financial management courses to meet the needs of small businesses.

Long Description:
This book is for those whose financial management focus is on small businesses. For you, we adapt the traditional financial management themes emphasized in corporate financial management courses to meet the needs of small businesses.

Many financial managers of small businesses come from farms or agribusinesses. Others are interested in working for or starting businesses in the food or retail sectors. In most cases, these businesses aren’t organized as C-corporations impacting things like taxes, depreciation, and legal requirements around compiling and reporting financial data. They are rarely publicly traded which creates unique constraints to raising debt and equity capital and calculating required risk-adjusted returns.

These financial managers are interested in solving specific problems they face in family or small businesses. They want to know how to apply the tools they are learning—coordinated financial statement analysis, present value analysis, management of cash flow, measuring their opportunity costs, etc.—to the problems they face at home. As we started to work on the actual problems faced by these managers, it quickly became clear that corporate finance tools don’t exactly fit the small businesses they come from. Further, in attempting to tackle the problems they bring, we learned that finding and/or constructing the data needed for financial management is another skill set often overlooked and in need of development. In the end, after investing a lot of time, we found that—without adaptation—corporate finance theory as traditionally taught doesn’t meet the knowledge needs and application skills of financial managers of small businesses. We wrote this book to be a catalyst that enables students and managers of small businesses to learn the tools and skill sets that will help them make sound financial management decisions.

Word Count: 179566

ISBN: 978-1-62610-114-2

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Financial institutions are a pillar of civilized society, supporting people in their productive ventures and managing the economic risks they take on. The workings of these institutions are important to comprehend if we are to predict their actions today and their evolution in the coming information age. The course strives to offer understanding of the theory of finance and its relation to the history, strengths and imperfections of such institutions as banking, insurance, securities, futures, and other derivatives markets, and the future of these institutions over the next century.

Short Description:
Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today’s effective public servants need to know.

Long Description:
Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today’s effective public servants need to know. It starts “at the beginning” and assumes no prior knowledge or experience in financial management. Throughout the text, Kioko and Marlowe emphasize how financial information can and should inform every aspect of public sector strategy, from routine procurement decisions to budget preparation to program design to major new policy initiatives. They draw upon dozens of real-world examples, cases, and applied problems to bring that relationship between information and strategy to life. Unlike other public financial management texts, the authors also integrate foundational principles across the government, non-profit, and “hybrid/for-benefit” sectors. Coverage includes basic principles of accounting and financial reporting, preparing and analyzing financial statements, cost analysis, and the process and politics of budget preparation. The text also includes several large case studies appropriate for class discussion and/or graded assignments.

Word Count: 83676

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Technologies have profoundly transform the financial markets and in turn present new challenge to the financial education. For instance, as financial markets become more complex and generate more information, it also becomes more and more challenging for market participants to digest and manage the information overload. Upon completion of the course the students will develop a toolkit and will be conversant in current issues related to financial risk management including the dynamic market changes, new trends in financial analysis and a historical perspective on financial risk management.

Stocks and bonds offer potential gains for investors, but they can also help fuel the economy. The October 2016 issue of Page One Economics: Focus on Finance explains how stocks and bonds can help companies grow, entrepreneurs start businesses, and governments fund public projects.

This introductory unit covers definitions of terms used in the component, with an emphasis on paradigm shifts in healthcare, including the transition from physician-centric to patient-centric care, the transition from individual care to interdisciplinary team-based care, and the central role of technology in healthcare delivery. This unit also emphasizes the core values in US healthcare.

This unit continues the discussion of healthcare financing at the governmental, organizational, and consumer levels. It describes the revenue cycle for healthcare organizations, identifies the different reimbursement methodologies and standards developed for the billing (reimbursement) process. Finally, this unit reviews some of the factors responsible for the escalating healthcare expenditures in the US and discusses some methods for controlling rising medical costs.

Watch this video from our Personal Finance 101 Conversations series to examine the costs and benefits of various post-secondary education options including community colleges, technical colleges and universities, and more recently, for-profit colleges.

Short Description:
A remixed adapted version of Entrepreneurship by OpenStax. Foundations of Entrepreneurship aims to drive students toward active participation in entrepreneurial roles, and exposes them to a wide range of companies and scenarios.

Word Count: 125176

ISBN: 978-1-998755-81-3

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Prepaid cards were invented to solve a problem: replacing coin usage in pay telephones. Since then, prepaid cards have evolved into a huge competitive market for general-purpose reloadable (GPR) prepaid cards. Read more about GPR prepaid cards in the May 2015 inaugural edition of Page One Economics Focus on Finance.

Second Edition

Word Count: 117719

Included H5P activities: 51

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Word Count: 118476

ISBN: 978-0-9979201-3-0

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Word Count: 78349

Included H5P activities: 51

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Short Description:
FUNDAMENTALS OF BUSINESS, 3rd edition is an open education resource intended to serve as a no-cost, instructor-customizable primary text for one-semester undergraduate introductory business courses. It covers the following topics in business: Teamwork; economics; ethics; entrepreneurship; business ownership, management, and leadership; organizational structures and operations management; human resources and motivating employees; managing in labor union contexts; marketing and pricing strategy; hospitality and tourism, accounting and finance, and personal finances. The textbook was adapted for use in Virginia Tech’s Pamplin College of Business' introductory level business course, MGT1104 Foundations of Business.NewParaVirginia Tech Publishing

Word Count: 120320

Included H5P activities: 51

ISBN: 978-1-949373-87-5

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

This lecture describes the basics of common stock, preferred stock, and stock quotes; describes a tradeoff between dividends and growth in stock valuation. Finally, discusses how to value a stock as the present value of the company‰Ûªs total payout.

This presentation is a part of the subjective assignment done for a MOOC course on Academic Writing in SWAYAM. This presentation gives a bird's eye view about how the technology is shaping the Banking industry in India and what are its advantages and limitations.

We often face investment decisions, whether in our personal lives or our jobs. Investment projects involve payments at different times in a project's life. Capital costs are usually paid at early stages, but revenue is generated in the future. Time affects the value of money, and these values can't be compared directly. In EME 460, Geo-Resources Evaluation and Investment Analysis, we will learn methods to evaluate investment projects. The objective of the course is to ensure students learn the techniques used in geo-resource project evaluation, cash flow, net present value, and rate of return analysis; benefit cost ratio and payback period; interest rate and break even calculations; tax considerations, mutually exclusive projects evaluation, uncertainty and risks, depreciation, and loan calculations.

In GEOG 871, we'll take a critical look at geospatial project management. Project management is a broad discipline that encompasses technical methods such as system design and analysis and also interpersonal factors that affect professional relationships. Project management is also a discipline that has matured outside of, but can be incorporated into, geospatial technology. By the end of this course, you'll have devised a project plan from a scenario built upon a real-life project involving the city of Metropolis geodatabase. We'll work through each of the components in an organized and logical manner and will incorporate constructive peer review to help everyone achieve the best product possible.

Global Finance for the Earth, Energy, and Materials Industry covers the physical and financial aspects of energy commodities with the focus on crude and natural gas. The physical \path\" of each commodity from the point of production to the point of use will be explained, as well as the \"value chain\" that exists for each. Commodity market pricing, both cash and financial, will be presented, encompassing industry \"postings\" for cash, commodity exchanges, and \"over-the-counter\" markets. The use of financial derivatives to reduce market price risk (\"hedging\") will be presented, and \"real world\" examples will be utilized. Students will learn and practice the trading strategies in the energy commodity financial markets."

Course Description:
“Gold Investment for Beginners – Full Guide 2024” is a comprehensive online course designed from Investorempires.com tailored for beginners, providing essential knowledge and practical skills to confidently navigate the world of gold investment. Whether you’re new to investing or looking to broaden your understanding, this course offers a structured learning path covering foundational concepts, strategies, and responsible investing practices in the gold market.

Course Duration:
Estimated Duration: No Time Limited (Self-paced learning)

Learning Objectives:
Upon completion of this course, participants will:

Understand the Basics:
Grasp fundamental concepts and terminologies related to gold investment.

Navigate Gold Markets:
Gain insights into the dynamics of the gold market and its role in the global economy.

Setup and Manage Gold Investment:
Learn how to choose reliable sources for gold investment, understand investment types, and manage a gold investment portfolio.

Analyze Gold Markets:
Develop skills in both fundamental and technical analysis specific to gold for informed decision-making.

Implement Risk Management:
Understand the importance of risk management in gold investment and apply practical strategies to mitigate risks.

Develop Gold Investment Plans:
Create personalized gold investment plans, set goals, and establish effective routines.

Explore Gold Investment Strategies:
Understand different investment styles and explore strategies specific to gold investment.

Master Practical Tips:
Manage emotions, stay updated with relevant market news, and learn from common gold investment mistakes.

Access Resources and Tools:
Explore recommended books, online courses, forums, and essential software tools for gold investors.

Target Audience:
- Beginners with little to no prior experience in gold investment.
- Individuals seeking a solid foundation in gold markets and investment strategies.

The Federal Reserve has a congressional mandate to promote maximum employment and price stability. The May issue of Page One Economics explains how the Federal Open Market Committee (FOMC) conducts monetary policy by setting the target range for the federal funds rate and how the Fed uses its policy tools to steer the federal funds rate into the FOMC’s target range.

The Federal Reserve’s Federal Open Market Committee conducts monetary policy to promote maximum employment and price stability in the U.S. economy. Monetary policy is made at the national level, but it’s important that policy reflects the economic voices beyond Washington, D.C., and Wall Street. The November issue of Page One Economics explains how Federal Reserve Bank presidents ensure the voices of “Main Street” are reflected in monetary policy decisions.

Lecture notes on data and models that financial professionals utilize to measure risk

This lecture is about making investment decisions. It discusses the net present value (NPV) rules, IRR and other alternative decision rules. Additionally, it discusses how to choose between projects, either mutually exclusive projects, projects with different lives or limited resources.

Short Description:
Human Resource Management teaches HRM strategies and theories that any manager—not just those in HR—needs to know about recruiting, selecting, training, and compensating people. For questions about this textbook please contact textbookuse@umn.edu

Long Description:
Human Resource Management is adapted from a work produced by a publisher who has requested that they and the original author not receive attribution. This adapted edition is produced by the University of Minnesota Libraries Publishing through the eLearning Support Initiative. For questions about this textbook please contact textbookuse@umn.edu

Word Count: 140210

ISBN: 978-1-77897-015-3

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

This is an interactive resource to help train anyone to be more observant and be able to identify suspects in the event a crime has occurred. While this is directed to employees of a financial institution, anyone can use it to increase their powers of observation. This is also a great exercise to give to students to help them become more observant of people and surroundings.

Income and wealth are becoming more unequal over time. The September 2022 issue of Page One Economics discusses how income and wealth inequality are measured, what drives differences among individuals and households, and how growing inequality may affect the overall economy.

The federal individual income tax is certain. The December 2018 issue addresses basic facts about the federal individual income tax and the new changes in taxation laws in the 2017 Tax Cuts and Jobs Act.

This Summer 2021 issue of Page One Economics describes how to think about stable prices, how inflation has evolved in recent years, how the relationship between inflation and employment is changing, and what the Federal Open Market Committee (FOMC) has recently stated about its strategy to meet its price stability goal.

This course will provide an intensive introduction to the field of information technology and global development, in its historical, policy, and design dimensions. Part One offers a comprehensive overview of key historical and contemporary debates, problems, and issues in international development. Part Two explores crucial information policy issues in developing country contexts, ranging from technology transfer, research and innovation systems, and intellectual property to telecommunications, wireless, and other critical infrastructure development. Part Three explores the growing ICT4D project literature, with special reference to programs and applications in the health, education, finance, governance, agriculture, and rural development sectors. Through readings, discussions, and course assignments, students will gain critical research and professional skills in the analysis and design of information policies, programs, and projects in a range of developing country settings. Through geographically focused project and discussion groups, students will also develop specific regional or country-level knowledge and experience.

Industry 4.0 Open Educational Resources

Short Description:
The OER collection “Innovate on the Internet Computer” documents a variety of learning experiences. Parts I, II, and III are from the perspective of learning by instructions, learning by cases, and learning by conversations. Part I consists of 5 chapters that provide the basic but complete pipeline for developing innovative applications on the Internet Computer. Part II includes 5 chapters of case studies produced by students from the Duke CS+ project team “Decentralized Finance: Cryptocurrency and Blockchain on the Internet Computer” and beyond. Part III consists of chapters on conversations documented in Ask Me Anything (AMA) interviews of pioneers in academia and industry.

Long Description:
Website:　https://ic.pubpub.org/

Word Count: 60322

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

When tragedy strikes, how do people avoid bearing all of the costs of their loss? Learn more in the February 2017 issue of Page One Economics: Focus on Finance.

International finance covers some of the most complex but also important topics in economics. How are exchange rates determined? When if ever are ongoing trade deficits harmful? Are fixed or floating exchange rates better? What are the roots of the euro crisis and what resolution can we expect? Does China manipulate its exchange rate and if so how does that matter? We cover all of these topics and more, with an eye toward what a person really might want to know. There is no use of mathematics in this course beyond the very basic.

International Finance Theory and Policy is built on Steve Suranovic's belief that to understand the international economy, students need to learn how economic models are applied to real world problems. It is true what they say, that ”economists do it with models.“ That's because economic models provide insights about the world that are simply not obtainable solely by discussion of the issues.

Short Description:
This open textbook was designed for students studying business or marketing at an undergraduate level. It draws on the fields of marketing, business, communications, media studies, psychology, sociology, and anthropology. The book invites readers to examine the internal forces that shape consumer decision making, such as perceptions, motivations, personality, and attitudes as well as the external ones, such as social and situational influences, culture, and subcultures. This text centres the lived experiences of today’s consumers, specifically, undergraduate students. The author has also made efforts to decentre whiteness and dominant culture perspectives wherever possible to ensure a broader and more accurate representation of diverse consumers. This OER contains content created by students from Kwantlen Polytechnic University and is best used alongside the Ancillary Resource Guide that contains several essays, case studies, assignments, and project outlines, and an accompanying multiple choice test bank.

Word Count: 106723

ISBN: 978-1-77420-116-9

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Short Description:
A collection of ancillary resources created to accompany the Introduction to Consumer Behaviour open textbook. It includes essays, case studies, assignment and project ideas, and a test bank (which will be available September 2021).

Word Count: 21527

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Introduction to Energy and Earth Sciences is an introduction to microeconomic fundamentals with a focus on the applications of economics to energy and environmental markets. We will introduce the economic method of analysis to the environmental and resource questions facing society. We will learn about the market forces, supply and demand and how they are formed from two concepts of law of Diminishing Returns and Diminishing Marginal Utility. We extend our knowledge by exploring factors such as market dynamics and market equilibrium, government intervention and market power. At the end we will apply these concepts to real life examples and address Climate Change and Carbon Policy, Resource Scarcity and Energy Security, and Changes in the Electricity Business.

Short Description:
Learn about entrepreneurship and what makes entrepreneurs successful, all while developing your entrepreneurial skills

Long Description:
This course introduces students to entrepreneurship as an approach to life and to create their own careers. Through foundational concepts and frameworks, this course examines entrepreneurship as a process including: entrepreneurial identity, opportunity creation and evaluation, mobilizing resources, and growth. The course is designed around the major stages in this process, and an overview of factors that are key to entrepreneurial success is provided.

Word Count: 17032

ISBN: 978-1-989864-50-0

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

Short Description:
This Open Textbook is a dynamic guide incorporating the essential skills needed to build a foundation in Financial Analysis. Students and readers will learn how to insightfully read a Financial Statement, utilize key financial ratios in order to derive forward-looking investment-related inferences from the accounting data, engage in elementary forecasting and modeling, master the theory of the Time Value of Money, and learn to price stocks and bonds in an environment in which interest rates constantly change. Ample problems and solutions, and review questions are provided to the student so that s/he can gauge his/her progress. This text will be continually updated in order to provide novel information and enhance students’ experiences.

Long Description:
This Open Textbook is a dynamic guide incorporating the essential skills needed to build a foundation in Financial Analysis. Students and readers will learn how to insightfully read a Financial Statement, utilize key financial ratios in order to derive forward-looking investment-related inferences from the accounting data, engage in elementary forecasting and modeling, master the theory of the Time Value of Money, and learn to price stocks and bonds in an environment in which interest rates constantly change. Ample problems and solutions, and review questions are provided to the student so that s/he can gauge his/her progress. This text will be continually updated in order to provide novel information and enhance students’ experiences.

Using this textbook? Let us know by filling out this short adoption form.

Word Count: 56911

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

This lecture discusses why the disclosure of financial information through financial statements is critical to investors. The function of the balance sheet, income statement, cash flows and statement of stockholder‰Ûªs equity will be discussed. It discusses financial statement analyses through ratios and financial reporting in finance.

This course studies basic concepts of financial and managerial reporting. The viewpoint is that of readers of financial and managerial reports rather than the accountants who prepare them.

Investing is not as difficult as you think; we will show you how. (Speculating and trading are very, very difficult; we can't help you with those. Sorry.) After you have taken this course, you will have a strong foundation of the most important financial investments. We cover stocks, bonds, mutual funds, short-term investments (a.k.a. "cash"), hybrid instruments, and a few others. We want to emphasize that this is an introduction class. You do not need any prior investment experience. We start from the very beginning with the question, "What is an Investment?" Come join us! (http://www.wonderprofessor.com/123)

Using Interactive Microsoft Excel Templates

Short Description:
Introductory Business Statistics with Interactive Spreadsheets - 1st Canadian Edition is an adaptation of Thomas K. Tiemann's book, Introductory Business Statistics. In addition to covering basics such as populations, samples, the difference between data and information, and sampling distributions, descriptive statistics and frequency distributions, normal and t-distributions, hypothesis testing, t-tests, f-tests, analysis of variance, non-parametric tests, and regression basics, the following information has been added: the chi-square test and categorical variables, null and alternative hypotheses for the test of independence, simple linear regression model, least squares method, coefficient of determination, confidence interval for the average of the dependent variable, and prediction interval for a specific value of the dependent variable. This new edition also allows readers to learn the basic and most commonly applied statistical techniques in business in an interactive way -- when using the web version -- through interactive Excel spreadsheets. All information has been revised to reflect Canadian content.

Long Description:
Introductory Business Statistics with Interactive Spreadsheets – 1st Canadian Edition is an adaptation of Thomas K. Tiemann’s book, Introductory Business Statistics. This new edition still contains the basic ideas behind statistics, such as populations, samples, the difference between data and information, and sampling distributions as well as information on descriptive statistics and frequency distributions, normal and t-distributions, hypothesis testing, t-tests, f-tests, analysis of variance, non-parametric tests, and regression basics. New topics include the chi-square test and categorical variables, null and alternative hypotheses for the test of independence, simple linear regression model, least squares method, coefficient of determination, confidence interval for the average of the dependent variable, and prediction interval for a specific value of the dependent variable.

This new edition also allows readers to learn the basic and most commonly applied statistical techniques in business in an interactive way — when using the web version — through interactive Excel spreadsheets. For each topic, a customized interactive template has been created within which selected values can be repeatedly changed to observe how the entire process, as well as the outcomes, are automatically adjusted.

Also, in this adapted edition, the real-world examples throughout the text, and the information in general, have been revised to reflect Canadian content.

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ISBN: 978-1-77420-007-0

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Students have several options for life after high school. While college has been a popular choice, college enrollment for recent high school graduates has dropped, and some people are challenging the notion that college is the best route for the majority of students. This article examines whether college is still a good investment.

Strong is usually preferred over "weak." But for the value of a country's currency, it's not that simple. "Strong" isn't always better, and "weak" isn't always worse. Learn more about foreign exchange rates in the March 2015 newsletter—"Is a Strong Dollar Better than a Weak Dollar?"

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My resource is a tool to walk you through your check stub and a general understanding of the calculations to make sure you get paid correctly! 

This open access book addresses four standard business school subjects: microeconomics, macroeconomics, finance and information systems as they relate to trading, liquidity, and market structure. It provides a detailed examination of the impact of trading costs and other impediments of trading that the authors call “frictions”. It also presents an interactive simulation model of equity market trading, TraderEx, that enables students to implement trading decisions in different market scenarios and structures. Addressing these topics shines a bright light on how a real-world financial market operates, and the simulation provides students with an experiential learning opportunity that is informative and fun.

Each of the chapters is designed so that it can be used as a stand-alone module in an existing economics, finance, or information science course. Instructor resources such as discussion questions, Powerpoint slides and TraderEx exercises are available online.

Do you enjoy the competitive challenge of starting up a new business or expanding into new areas? Are you involved in economic and community development? Are you considering the best place to work and live? Do you like to gain an advantage? Location Intelligence for Business extends the application of geospatial intelligence analytical methods to the business world for competitive advantage. You will have an opportunity to understand and apply location technologies, geospatial analysis, and business geography (demographics and psychographics) to support competitive business decision-making. You will uncover and explore the key geospatial principles involved in site selection, market analysis, risk and crisis management, logistics, and transportation by solving those problems with available geospatial tools and data.

El riesgo ha sido difícil de controlar desde los inicios de la humanidad, más con los avances científicos, aunque con susceptibilidad a errores, se ha logrado controlar el riesgo, sin embargo, cuando se trata de la gestión de riesgos siempre es importante considerar que los riesgos no se eliminan, ya que estos puede trasladarse, minimizarse o en el peor de los casos aceptarse

A short activity in which students pair up, fill in blanks with nouns, numbers, etc., creating their own practice problems to calculate returns.

Management Information Systems (MIS) is a formal discipline within business education that bridges the gap between computer science and the well-known business disciplines of finance, marketing, and management.

Margin CalculatorIf You Are From a Business Company Or Running Any Business Then Here Is The Margin Calculator Tool For You to Calculate Your Profit And Loss And Grow Your Business.

Lecture notes introducing how market expectations are formed and how this applies to financial risk management

Lecture notes detailing data sources that help to analyze market and interest rate risk

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Long Description:
Principles of Economics is adapted from a work produced by a publisher who has requested that they and the original author not receive attribution. This adapted edition is produced by Margo Bergman at the University of Washington Tacoma.

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The financial crisis of 2007-8 has already revolutionized institutions, markets, and regulation. Wright's Money and Banking V 2.0 captures those revolutionary changes and packages them in a way that engages undergraduates enrolled in Money and Banking and Financial Institutions and Markets courses.

Minimal mathematics, accessible language, and a student-oriented tone ease readers into complex subjects like money, interest rates, banking, asymmetric information, financial crises and regulation, monetary policy, monetary theory, and other standard topics. Numerous short cases, called "Stop and Think" boxes, promote internalization over memorization. Exercise drills ensure basic skills competency where appropriate. Short, snappy sections that begin with a framing question enhance readability and encourage assignment completion.

The 2.0 version of this text boasts substantive revisions (additions, deletions, rearrangements) of almost every chapter based on the suggestions of many Money and Banking instructors.

El presente manual de NIIF proporciona una visión completa y detallada de los principales aspectos que deben requerir en la aplicación de las normas internacionales de información financiera. En primer lugar, se aborda el marco conceptual de las NIIF y su importancia en la elaboración de estados financieros de alta calidad y comprensibilidad. A continuación, se profundizará en la contabilización de inventarios, propiedad, planta y equipo, y el deterioro de activos, presentando los principales criterios para la medición, reconocimiento y presentación de dichas partidas. Por último, se explica de manera clara y precisa el proceso de conversión de monedas en los estados financieros, detallando los métodos y tasas de cambio a utilizar en la contabilización de transacciones y saldos en moneda extranjera.

Redlining was the practice of selectively classifying neighborhoods as most likely to default on repayment of a mortgage loan. Houses in redlined neighborhoods held little value as collateral, and lenders would only offer mortgage loans for these houses at above-average interest rates. Over time, these neighborhoods had the largest concentrations of African Americans. The September 2021 issue of Page One Economics® explains how residents in redlined neighborhoods could not afford to become homeowners and accumulate wealth at the rates other groups did. It also points out how only when the federal government passed laws banning discrimination in housing and banking did the segregation of African Americans to specific neighborhoods start to ease up.

Capitalism is in crisis.And with the 2022 war in Ukraine, the impending global food crisis, and the already burgeoning inflation / cost-of-living crisis (...to say nothing of the environmental crises confronting us...), it's about to get a lot worse.With the main alternative to capitalism (the planned economy) discredited by history, the question facing us now is: what can we do about capitalism? This opinion piece provides nine structured ideas for rescuing capitalism from itself. The ideas are arranged in three groups of three relating to: (i) Economics and the environment, (ii) the corporate world, and (iii) the financial world.

The most important class you never took in school.

Short Description:
The United States has a financial education problem. We are taught to be savers, not investors. This book can help change how you approach money.

Long Description:
Nonelective Finance : The most important class you never took in school aims to fill the void left by the traditional education regarding an incredibly important adult life skill – Personal Finance. Across many metrics, the United States has a financial education problem. We are taught to be savers, not investors and often lose out on the life changing impacts of investing simply because we aren’t taught how important it really is. This book aims to upend that gap and completely change how you approach money. Whatever you might be passionate about, the information in here will undoubtedly help you pursue your own calling as well.

Jarah D. Macfarlane is the founder of Macfarlane Investors, a Washington State Registered Investment Advisory firm that aids clients from all walks of life participate in public markets. Jarah is an Accredited Portfolio Management Advisor by the College for Financial Planning and a registered Investment Advisor Representative of Macfarlane Investors LLC. Seattle born and raised, Jarah attended Ingraham High School and Seattle U before leaving to start his own firm. Outside of his work advising clients, Jarah hosts the Drawing Dead Podcast, enjoys lifting weights and frequents Seattle Mariners games.

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This course will introduce the students to the concept and application of technical analysis, the various technical indicators, and investment decisions using technical tools. It emphasises the different techniques and strategies used in technical analysis software, employing both basic and advanced technical indicators in analysing the investment decision of a single asset. A basic understanding of technical analysis includes understanding charts, patterns, and trends, as well as the formation of price movements. Next, this course covers the construction of technical indicators. It would include several common technical indicators most technical analysts employ and some advanced patterns in the Japanese Candlestick chart. To enhance the students? Understanding a dedicated trading simulation lab equipped with trading software (BursaStation Professional), Metastock, or other relevant trading software.

The Claremont Colleges Open Education advocacy guide for student leaders

Short Description:
For students, the high cost of educational resources and textbooks can be a serious obstacle to the accessibility and affordability of a post-secondary education. For instructors, traditional educational resources may also present a barrier to innovation in teaching and curriculum design. Fortunately, open educational resources (OER) provide a viable solution to both these issues. OER can be accessed for free online or printed at a fraction of the cost of a traditional textbook, and can be edited to better fit the curricular or pedagogical goals of an instructor.

Long Description:
The high cost of educational resources and textbooks create a serious obstacle to the accessibility and affordability of a post-secondary education. Traditional educational resources also present barriers to innovation in pedagogy and curriculum design. Fortunately, open educational resources (OER) are a viable solution to both these problems, since they can be accessed for free online or printed at a fraction of the cost of a traditional textbook and can be edited to better fit the curricular or pedagogical goals of an instructor.

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L'objectif de ce module est de présenter les bases du calcul financier, en se focalisant sur le concept central de taux d'intérêt. Les techniques d'intérêt simple et d'intérêt composé sont décrites et appliquées au calcul de la valeur acquise à une date future d’un flux financier payé aujourd’hui (technique de capitalisation). Le principe de l’actualisation visant à déterminer aujourd’hui la valeur actuelle d’un flux futur est ensuite étudié. La prise en compte d’une série de flux financiers échéants à diverses dates conduit à la notion d’annuité dont on calcule les valeurs actuelles et acquises.
Ce module introductif à la mathématique financière sera suivi d’autres modules consacrés à des problématiques pratiques de la finance (amortissement d’un emprunt hypothécaire, calcul du rendement d’un projet d’investissement, …).

Buying a home is a major financial decision, and for young people in particular the entire process can seem overwhelming. Learn about mortgages and the steps people can take early in life to prepare themselves financially to buy a home, in this February 2022 issue of Page One Economics: Focus on Finance.

The February 2018 issue of Page One Economics: Focus on Finance focuses on an important milestone in transitioning to adulthood—getting your own place. The article discusses important topics related to renting, including careful preparation and effective planning, a realistic budget, weighing options against important criteria to make the best choice, and understanding a lease.

This Open Educational Resources site will complement textbooks and lectures with obvious information gaps. An extension of regular learning content. For example, you can accompany the text with multimedia materials such as videos. By presenting information in multiple formats, students can more easily learn the material being taught.

Short Description:
This resource provides a micro-course opportunity for students to learn about, engage with, and advocate for lower textbook costs through the use of open educational resources.

Long Description:
This resource provides a micro-course opportunity for students to learn about, engage with, and advocate for lower textbook costs through the use of open educational resources. It is used at Oklahoma State University to support student advocacy for open practices; it is used in particular with students selected to the OpenOKState Student Fellows program.

Word Count: 2080

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Short Description:
This can serve as the text for a 1-hour Undergraduate Level Patent Law Class

Word Count: 9506

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With the click of a button or swipe of a card, money can flow into and out of bank accounts without hesitation. This Page One Economics article examines what it takes for that money to move quickly and reliably to and from accounts, and how a new service developed by the Federal Reserve can contribute to US payment systems.

Where can borrowers get loans when banks and credit unions aren't an option? Maybe a low credit score, lack of collateral, or small loan amount don't fit with large lending sources. The November 2015 issue of Page One Economics: Focus on Finance describes a growing trend—peer-to-peer lending—as an alternative for borrowers and potential investment opportunity for lenders.

Personal Finance by Rachel Siegel and Carol Yacht is a comprehensive Personal Finance text which includes a wide range of pedagogical aids to keep students engaged and instructors on track.

This book is arranged by learning objectives. The headings, summaries, reviews, and problems all link together via the learning objectives. This helps instructors to teach what they want, and to assign the problems that correspond to the learning objectives covered in class.

Personal Finance includes personal finance planning problems with links to solutions, and personal application exercises, with links to their associated worksheet(s) or spreadsheet(s). In addition, the text boasts a large number of links to videos, podcasts, experts' tips or blogs, and magazine articles to illustrate the practical applications for concepts covered in the text.

This text provides an overview of personal finance, containing topics on financial planning, buying a home, risk management, budgeting, investing, and career opportunities. This text is being used for an upper-division Consumer Economics course at the University level.

This course provides the framework of financial planning by focusing on managing and organizing personal financial resources. It incorporates insurance planning which stresses the importance of protecting financial resources, investment planning for growth of resources, and long-term planning for old age survival.

Designed to meet the scope and sequence of your course, Principles of Finance provides a strong foundation in financial applications using an innovative use-case approach to explore their role in business decision-making. An array of financial calculator and downloadable Microsoft Excel data exercises also engage students in experiential learning throughout. With flexible integration of technical instruction and data, this title prepares students for current practice and continual evolution.