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No Strings Attached
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(Complete Item Description)
- Abstract:
Community Empower is a national community development infrastructure created as an enterprise-class business process management network to integrate the various business-to-business players for the affordable housing industry. Using advanced workflow and business process management, extended web services and enterprise automation interfaces between hundreds of entities, CE creates a dynamic environment for a consumer to reach the dream of home ownership. The network extends the reach of the bank beyond their traditional business boundaries into the neighborhoods where local, trusted counselors replace traditional loan officers from outside the community.
- Subject:
- Science and Technology, Social Sciences
- Grade Level:
- Post-secondary
- Collection:
-
Connexions
No Strings Attached
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(Complete Item Description)
- Abstract:
Each day, billions of consumer credit records are collected, stored and reported. Sophisticated credit scoring models determine to what degree a consumer is allowed to participate in a globalized credit system. Unfortunately, "the watched" are not aware how "those watching" use what the industry quietly collects.
- Subject:
- Business
- Grade Level:
- Post-secondary
- Collection:
-
Connexions
No Strings Attached
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(Complete Item Description)
- Abstract:
A credit score is a numerical rating that attempts to measure a borrower's creditworthiness. The score indicates the borrower's general payment behaviors, summarizing how often the person pays their bills and obligations on time.
- Subject:
- Business
- Grade Level:
- Post-secondary
- Collection:
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Connexions
No Strings Attached
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(Complete Item Description)
- Abstract:
Translating credit education into actionable credit score improvement is one of the toughest challenges for consumers and their lenders. The following research presents empirical data on a controlled group of consumers recently rejected for a home mortgage and how a well-designed credit education program helped restore their good credit reputation.
- Subject:
- Business
- Grade Level:
- Post-secondary
- Collection:
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Connexions
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